{"id":27,"date":"2023-04-11T04:00:00","date_gmt":"2023-04-11T10:00:00","guid":{"rendered":"https:\/\/www.bacon-insurance.com\/blog\/?p=27"},"modified":"2023-05-05T00:47:49","modified_gmt":"2023-05-05T06:47:49","slug":"does-commercial-insurance-include-workers-compensation","status":"publish","type":"post","link":"https:\/\/www.bacon-insurance.com\/blog\/does-commercial-insurance-include-workers-compensation\/","title":{"rendered":"Does Commercial Insurance Include Worker&#8217;s Compensation?"},"content":{"rendered":"<p>What is commercial insurance and why do you need it? Most employers&nbsp;need financial protection for a variety of situations, from property theft to personal injuries. Commercial insurance will&nbsp;pay for unexpected events, including property damages, income losses, or employee lawsuits. A decent commercial insurance package should cover the employer in the event of a worker&#8217;s compensation lawsuit.&nbsp;Bacon Insurance Group can help you navigate this important coverage.<\/p>\n<p>If you&#8217;re a Richmond, VA business owner, here&#8217;s what you need to know about commercial insurance and how it covers worker&#8217;s compensation.<\/p>\n<h2>Why Would a Worker Sue an Employer?<\/h2>\n<p>In the case of worker&#8217;s compensation, the employee is suing the employer over a work-related injury or illness. A workplace injury could be anything from a manual labor accident to a motor vehicle collision. If the injury happens on the job, then the workplace owners can be held legally responsible for neglectful or malicious management. When a worker&#8217;s compensation claim does come up, the worker might decide to sue the employer in a court of law; this tends to happen when the worker feels that he or she is entitled to more financial compensation.&nbsp;<\/p>\n<p>If you&#8217;re a business owner who operates a risky venture, then it&#8217;s recommended that you purchase an insurance plan that covers worker&#8217;s compensation. This kind of claim is somewhat common for workers, especially if they do physical labor on the job.&nbsp;<\/p>\n<h3>Does Bacon Insurance Group Cover Worker&#8217;s Compensation?<\/h3>\n<p>Yes. Our insurance agency provides a wide range of services, including comprehensive commercial insurance for business owners and employers. If you want an insurance policy that covers worker&#8217;s compensation, then feel free to contact us for more information. Our team would love for you to schedule an appointment with one of our experienced agents in Richmond, VA.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is commercial insurance and why do you need it? Most employers&nbsp;need financial protection for a variety of situations, from property theft to personal injuries. Commercial insurance will&nbsp;pay for unexpected events, including property damages, income losses, or employee lawsuits. A decent commercial insurance package should cover the employer in the event of a worker&#8217;s compensation [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[7,6],"class_list":["post-27","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-bacon-insurance-group","tag-richmond-va"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"What is commercial insurance and why do you need it? Most employers need financial protection for a variety of situations, from property theft to personal injuries. Commercial insurance will pay for unexpected events, including property damages, income losses, or employee lawsuits. 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