{"id":65,"date":"2024-10-28T04:00:00","date_gmt":"2024-10-28T10:00:00","guid":{"rendered":"https:\/\/www.bacon-insurance.com\/blog\/?p=65"},"modified":"2024-10-23T13:34:49","modified_gmt":"2024-10-23T19:34:49","slug":"can-i-get-life-insurance-if-i-have-a-pre-existing-condition","status":"publish","type":"post","link":"https:\/\/www.bacon-insurance.com\/blog\/can-i-get-life-insurance-if-i-have-a-pre-existing-condition\/","title":{"rendered":"Can I Get Life Insurance If I Have a Pre-Existing Condition?"},"content":{"rendered":"

Life insurance is a type of policy that pays a sum of money upon the policyholder’s death. Insurance agencies often require the person holding the policy to pass a medical exam to get life insurance.<\/p>\n

Insurance agencies evaluate the risk of insuring a person when they write a policy for them. A person with a pre-existing condition may have a harder time passing a medical exam and may be a higher risk for the insurance company.<\/p>\n

Does this mean that someone with a pre-existing condition can’t get life insurance? Bacon Insurance Group, servicing Richmond, VA, can help you answer that question. Here’s what you need to know.<\/p>\n

Do Pre-Existing Conditions Impact My Ability to Get Life Insurance?<\/h2>\n

Although a pre-existing condition can impact your ability to get an insurance policy, people who have pre-existing conditions are not always disqualified from getting life insurance. Many factors are taken into consideration when someone seeks a life insurance policy. Your diagnosis, current health, how well you manage the condition, how long you have had the condition, your age, and other factors are all variables that will help the insurance company decide whether they can insure you.<\/p>\n

A pre-existing condition can lead to a higher life insurance policy premium but does not necessarily mean that you won’t be able to get life insurance at all.<\/p>\n

How Can I Get Life Insurance in Virginia?<\/h2>\n

If you’re trying to get life insurance, this process starts with finding the right insurance agent. The professionals at Bacon Insurance Group servicing Richmond, VA can help. We offer excellent customer service and work with a range of insurance carriers. When you work with Bacon Insurance Group, you have options. Call today to get started seeking a life insurance policy.<\/p>\n","protected":false},"excerpt":{"rendered":"

Life insurance is a type of policy that pays a sum of money upon the policyholder’s death. Insurance agencies often require the person holding the policy to pass a medical exam to get life insurance. Insurance agencies evaluate the risk of insuring a person when they write a policy for them. A person with a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[7,6],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-bacon-insurance-group","tag-richmond-va"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t