When you shop for insurance as a 60-something-year-old, you have an added type of insurance you need – Medicare supplement insurance. Bacon Insurance Group serves Richmond, VA with this vital insurance that rounds out the coverage offered by Medicare.
Virginia residents can count on us for this critical Medigap policy that pays for medical supplies and health care services. Medigap covers items like:
You can obtain Medigap insurance that covers things original Medicare doesn't, such as your medical care when traveling outside the country. Medicare always pays its share of the costs first, so your free policy covers most of your medical care. Your Medicare supplement insurance picks up the slack by covering what Medicare doesn't. It doesn't cover long-term care, though, nor do they cover dental or vision care, eyeglasses, hearing aids, or private-duty nursing.
You do have to have purchased both Parts A and B of Medicare already. Also, don't confuse a Medicare supplement plan with a Medicare Advantage Plan. They do different things. This type of policy does not cover prescription drugs. You would still need Medicare Part D for that.
You should also know that your Medicare supplemental insurance only covers you. Your spouse needs their own policy. Neither of you needs to worry about renewing coverage, even if you develop a health issue. Standard Medigap policies are guaranteed renewable.
When you obtain this Medigap coverage from us, you pay a monthly premium to our company. You still pay the Part B premium to Medicare. If you already purchased a Medicare Advantage Plan, it is illegal for you to buy or any insurance company to sell you a Medigap policy.
Virginia residents can contact Bacon Insurance Group serving Richmond, VA for more information on Medigap plans or purchase this necessary supplemental coverage.
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