A home is one of the largest investments you make. Aside from money, you invest time, energy, and memories. Here at Bacon Insurance Group in Richmond, VA, we know how important your home is to you. We want to help you protect it.

Here are the five most common losses and the steps you can take to protect your home:

1. Wind and Hail Damage

When the weather report indicates high winds, take the time to tie down or put away any outdoor furniture or lawn ornaments. Park cars in the garage to avoid hail damage and regularly have your roof inspected. 

2. Water Damage and Freezing

Notice a leak? Turn off the water to your house until the cause is found and addressed.  Winterize your home to make sure your pipes are ready. Check with FEMA  to see if you are in a flood zone. 

3. Fire and Lightning

Make sure your fire alarm batteries are regularly changed. Avoid leaving candles, plugins, or wax warmers unattended. 

4. Liability

To avoid injury to guests on your property, be aware of anything that poses a risk. If you cannot fix them, tell your guests about them and do your best to find ways around them. 

5. Theft

Invest in a quality home alert system. Leave your porch light on at night to discourage curious eyes. Communicate regularly with your neighborhood watch. 

Give Us A Call

The truth is, we cannot control the weather, and accidents happen. Aside from taking these precautions, the best way to protect your home is to get the right coverage. Bacon Insurance Group can help with that. Call us today to get more details about how our Richmond, VA office can protect your investment in your home. 

Buying a new home brings with it a feeling of excitement and accomplishment. Now that you have gotten through the difficult part of purchasing your house, you will want to take the proper steps to protect it. At Bacon Insurance Group, serving Richmond, VA, we can help by providing you with the information and insurance products you need. Keep reading to learn how you can protect your new home. 

Solid Homeowner’s Insurance 

Homeowner’s insurance is a must if you have a mortgage on your new home, but you need to take the time to shop around for the best policy that will adequately cover your home. Be sure to read your policy carefully and discuss any questions you have with an insurance representative. 

Security Systems

You may feel like you have already spent a lot of money on getting your new home, but investing in security is essential to the long-term safety of your home. Quality security systems are far more affordable today than they were in the past. The money you spend on this investment is well worth the peace of mind it will provide for you. 

Safety Rules 

It is essential to establish safety rules for your home as well. If you have children or teens in your home, this is a must. Be sure to sit down as a family to discuss the safety rules for your homes and how these rules should apply to everyone. Make sure you have established rules about using fire, the pool (if you have one), and visitors. 

It is also good to create a closing routine for your house every night. This will include that you will lock up every night and establish a time that all housemates should be in. 

If you would like to learn more about our services, don’t hesitate to contact us at Bacon Insurance Group, serving Richmond, VA.