If you’re a Virginia business owner, one of your responsibilities will be to purchase commercial insurance. Many business owners benefit from working with an experienced insurance agent. If your company is located near Richmond, VA, our team at Bacon Insurance Group can work with you to create an excellent insurance portfolio. We’ve been working with Virginia companies like yours for years.

Accident Prevention Increases Workplace Safety

One important type of commercial insurance is your workers’ compensation policy. If an employee is injured at work, their medical expenses and lost wages are covered by workers’ compensation. To help your employees prevent workplace accidents, your company should be aware of some important accident prevention tips. According to Indeed, your Accident Prevention Plan should begin with a written Safety and Wellness Plan.

Once your company has written its Safety and Wellness Plan, a copy should be placed in a prominent location in every major work area. Your plan should include pre-employment physicals and annual training for safe handling of all equipment your employees use in the course of their work duties. The same website reminds you that employees should also review safe lifting techniques, the use of personal protective equipment, fire safety protocol, and the company’s hazardous materials policy. A trained electrician should inspect your building regularly to ensure each work location at your facility has adequate lighting.

Call Us Today for Your Appointment

Every company is unique, so you deserve individual attention and assistance when shopping for commercial insurance. Our team at Bacon Insurance Group understands those needs and will take the time to help you choose the right policies. Companies in the Richmond, VA area have been benefiting from our insurance advice for many years. Call us for an appointment today, and let’s talk about insurance.

Does your commercial business rely upon the use of automated equipment? If so, it is wise to review the equipment you are responsible for. You may benefit by adding additional commercial insurance coverage to your existing business insurance plan. Learn more from the professionals at Bacon Insurance Group, serving Richmond, VA.

An Inspection of Automated Equipment

The inspection you perform should be used to determine the overall value and condition of the automated equipment. Any pieces of equipment that are vital to business operations should be adequately protected by your commercial insurance policy.

Record information about your inspection. The details you collect can be useful when it is time to compare different types of commercial insurance coverage that will protect your assets.

Commercial Insurance Considerations

Review your business plan. Your business plan will provide you with a clear picture of how automated equipment is used within your place of business. Reviewing the plan will remind you of the placement of each piece of equipment. Use these details to help you choose insurance protection types and amounts that are suited to your preferences.

Insurance Options

Your commercial insurance policy can provide protection in the event that your automated equipment is stolen, vandalized, or damaged in any other way.

If intentional damage is discovered, your commercial insurance policy may cover the cost of repairing or replacing the automated equipment. Your commercial insurance may also cover additional services, such as equipment inspections.

Advice from an Agent

Your automated equipment plays a key role in keeping your business afloat. If you cannot easily replace damaged or stolen equipment, it is time to consider acquiring more commercial insurance for your assets.

Set up a time to speak to one of our agents at the Bacon Insurance Group. A qualified agent who serves Richmond VA will assist you with your commercial insurance needs.