Congratulations on passing your driving test and obtaining your new license. The next step is to secure insurance so you can confidently navigate the roads of Richmond, VA. Bacon Insurance Group can assist you in acquiring the minimum coverage required by state law.
Understanding First-Time Insurance Coverage
Virginia has clear insurance requirements for all drivers, including those who are newly licensed.
To comply with state law, every individual with access to a vehicle must adhere to the current policies that took effect from January 1, 2025, and any subsequent updates.
In simple terms, first-time drivers are required to carry a minimum of $50,000 to cover death or injury to a single person. If an accident results in death or injury to two or more people, the limit is $100,000. For property damage or injury to other persons, the limit is $25,000.
With the minimum coverage, you’ll have insurance to cover injuries and damages to other drivers in the event of an accident for which you are responsible. If you’re concerned that the state’s minimum coverage may not be sufficient, our agent can discuss options to increase your coverage.
Get in Touch
As a first-time driver, our team at Bacon Insurance Group wants to ensure you have the necessary coverage to drive with confidence. When you speak with one of our agents, we’ll inform you about additional coverage options and explain the consequences of not carrying at least the state-required minimum. Contact us so we can guide you towards safer driving.
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