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Bacon Insurance Group

3711 Westerre Pkwy, Suite D
Richmond, VA 23233

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Types of Coverage in Your Home Insurance Policy

When you’re a homeowner, it’s essential that you have home insurance from the first day you own it. Coverage should start the day you buy the home, and you need to keep it for as long as you live there. If you don’t have home insurance, call us at Bacon Insurance Group in Richmond, VA. 

Home Coverage

Part of the coverage you get from home insurance is to protect the house itself. This coverage is extremely important for covering the cost of repairs if they are needed because of a destructive event. When a destructive event happens to your home, the resulting repair bills can be extreme. It can easily cost tens of thousands of dollars to get repairs after the damage has been done. The policy can pay for this coverage. 

Possessions Coverage

Your belongings are in your home, and when damage happens to the home, it may also mean damage to your possessions. Home insurance includes coverage for all of your possessions in the home. When you add up what it costs to replace everything, you soon see why this coverage is essential for every homeowner. 

Liability Coverage

You’re liable for what happens in your home, including any accidents. If someone becomes injured in your home, you’d owe for all of their expenses related to the accident. This can be an enormous amount, even if the injury isn’t that bad. Medical bills can surprise you, but your home insurance’s liability coverage will prepare you for them. 

Get Your Home Insurance Today

Call us at Bacon Insurance Group in Richmond, VA to get started with your home insurance policy. 

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